A 19-year-old female called Sophie, she has a dream of becoming a model and all her friends say that she is so pretty. She goes on holiday with her friends and there are speedboats for hire. One sunny afternoon they take one out on the waters and to their dismay the boats engine cuts out in the middle of the lake. Sophie tries giving the cord a tug and notice it was jammed so she began to pull it harder in her effort to make the boat move. One of the propellers comes off hits her in the face and she a result it hurt. That wasn’t the issues however; she suddenly remembered that if any damage were caused to the boat then the guy hiring them out would want her to pay for it, despite it not being her fault. Sophie has no spare money, not enough to cover this expense anyway. She had a bad credit score since she borrowed lots of money to pay for her holiday and is therefore in debt. Sophie and her friend paddled to shore and explained the situation to the man hiring the boats. He is annoyed but understands that she doesn't have the money at the moment as its a substantial ammount so he write her a bill and gives her a date that it has to be paid by. Sophie gets back home from her holiday and asks around for the money that she owes. One of her friends says he knows a guy who will leaned her the money that she needs but what she doesn't realise is this man who her friend suggested is a loan shark. Sophie is desperate so she doesn't care where the money comes from just so long as she gets as, since the last thing is something as drastic as being taken to court. She meets up with this guy
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